Give the Gift of Health

Is affordable health insurance on your wish list? Maybe you'll get what you ask for this year thanks to the new healthcare Visa gift card. Just like a debit or gift card, the prepaid card can be stocked with $25 to $5,000 to be used on expenses like co-pays at doctors' offices and pharmacies, dental care, vision care, memberships at health clubs and elective procedures such as Lasik and cosmetic surgery. The card can be used anywhere Visa debit cards are accepted. The initial cost is $4.95 plus $1.50 shipping and handling.

The concept is an interesting one for small-business owners. Even if you've had to cut or significantly reduce your employees' benefits, you can still help them afford doctors' office visits and medications.

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