Healthy Small Businesses a Minimal Lending Risk

With the economy still struggling, you might think lending to small business is riskier today than it was a few years ago. But that's not exactly the case. According to this Experian report, when it comes to lending, small businesses that were healthy in 2007 pose far less of a risk than the general small business population. These healthy businesses are half as likely to become severely delinquent on their payments.

What's the point? Even though some economists say the sky is falling, most businesses that were healthy before the recession are still healthy today. Credit should be more accessible for healthy small businesses, but that doesn't mean lenders agree. According to this BusinessWeek.com story, the curtail in lending to healthy small businesses could slow economic recovery.